Due Diligence - homedreamersrealty.com

🔍 Due Diligence

Protect Your Investment Before You Sign Anything

Title fraud, double-sold properties, and hidden liens are real risks in Philippine real estate. Broker Reynan verifies every property thoroughly before you commit your money.

What We Verify

Every Property Is Checked Before It's Recommended

As a PRC Licensed Broker and Appraiser, Broker Reynan personally reviews these items on every transaction — whether you're buying or selling.

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Title Verification

Confirm the Transfer Certificate of Title (TCT) or Condominium Certificate of Title (CCT) is authentic, current, and free of falsification — verified directly with the Registry of Deeds.

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Liens & Encumbrances

Check the title's annotations for existing mortgages, adverse claims, notices of lis pendens, or other encumbrances that could affect your ownership.

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Tax Declaration & RPT

Verify the tax declaration matches the title, and confirm real property tax (RPT) payments are current with no outstanding arrears.

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Zoning & Land Use

Confirm the property's actual zoning classification and permitted land use match your intended purpose (residential, commercial, mixed-use).

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Seller Identity & Authority

Verify the seller's identity and legal authority to sell — including Special Power of Attorney (SPA) validity or estate settlement documentation for inherited properties.

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HOA & Utility Clearance

Check for unpaid homeowners' association dues, utility bills, or other property-attached liabilities that could transfer to the new owner.

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Why Due Diligence Matters
"Title fraud and double-sold properties happen more often than people realize. A few thousand pesos spent on proper verification can save you millions — and years of legal trouble. I don't let a client sign anything until I'm confident the property is clean."
Reynan de Guzman PRC Licensed Broker #0033178 · Licensed Real Estate Appraiser · DHSUD Accredited #NCR-B-8657
How It Works

Simple 4-Step Verification

1
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Document Request

Send us the title, tax declaration, and seller information for the property you're evaluating.

2
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Registry Verification

We verify the title directly with the Registry of Deeds and check for any annotations or red flags.

3
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Tax & Clearance Check

We confirm real property tax standing and check for unpaid HOA dues or utility liabilities.

4
Findings Report

You receive a clear summary of findings — and honest advice on whether to proceed, renegotiate, or walk away.

Don't Sign Until You're Sure

Whether you're buying, selling, or just want peace of mind — get a proper due diligence check first.


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