Before you start property hunting, there's one important question you need to answer honestly: WHY are you buying? Your reason determines everything — what type of property to look for, what location makes sense, what financing to use, and how quickly you need to move.
Napansin mo na ba na parang bawat linggo ay tumaas na naman ang presyo sa palengke? Yung favorite mong ulam, yung shampoo, kahit yung simpleng kape — lahat tumaas. Kaya naman ang tanong ngayon ay hindi lang "Kumikita ka ba?" — ang tanong ay "Lumalago ba ang pera mo?"
A ₱3M house sounds like a deal. But what if it requires full cash in 12 months, has hidden renovation costs, and is an hour from the nearest hospital? Price and affordability are NOT the same thing.
